Hyde block prints after the Japanese manner. She studied in New York at the Art Students' League, in Berlin with Skarbina, three years in Paris with Raphael Collin and Albert Sterner, in Holland and England, consuming ten years in hard intensive work. Returning to San Fran- cisco, she decided to go to Japan, intending to remain only a few months. Her interest in Japa- nese art had been stimulated by her association with Felix Regamey, with whom she had also studied in Paris. She stayed fifteen years, es- tablishing herself in Tokio in a charming house, soon acquiring proficiency in the intricate art of wood-block painting, cutting, and printing. She received a first prize in the annual exhibi- tion of the Tokio artists for a print of a lovely Japanese mother and child entitled "A Monarch of Japan." Two of her illustrated books for chil- dren are Moon Babies (1900) by G. Orr Clark, and Jingles from Japan (1901), by Mabel Hyde. She brought to her perfection of line and color the western feeling for, and appreciation of, the dainty pictures made by the women and children in their gardens, on their bridges, and under their gorgeous umbrellas. She returned to Amer- ica in 1912 and later settled in Chicago, but she took trips to South Carolina, Mexico, and India —parts of the world which presented different phases of life and beautiful material for prints. During the World War she worked tirelessly for the soldiers. Her works have been exhibited in almost every city from New York to California, and they include, beside woodcuts and etchings, lithographs and aquatints. Large collections are in the National Library, the Carnegie Library, Pittsburgh, and the California State Library. She is also represented in many galleries and museums. She was a member of the leading art societies in America and of the Societe de la Gravure Originale en Couleur, Paris. Among her awards were a gold medal, Alaska-Yukon Exposition, 1909; honorable mention, Paris Sa- lon, 1913; and a bronze medal, Panama-Pacific International Exposition, San Francisco, 1915. She died in Pasadena, having moved to Califor- nia shortly before her death. She possessed orig- inality, artistic skill, and a keen appreciation of beauty in nature and life. [Bertha E. Jacques, Helen Hyde and Her Work (1922); Brush and Pencil, Jan. 1903; Internet. Studio, Jan, 1905, Nov. 1911; Harper's Bazar, Jan. 1906; the Craftsman, Nov. 1908; Am. Mag. of Art, Sept. 1916; July 1919; Am. Art Ann., 1915 j Who's Who in Amer- ica, 1913-19; Chicago Tribune, Times (Los Angeles), May 14, 1919.] H.W—t. HYDE, HENRY BALDWIN (Feb. 15,1834- May 2, 1899), founder of the Equitable Life As- surance Society of the United States, was born Hyde at Catskill, N. Y., the descendant of William Hyde who emigrated from England probably in 1633 and three years afterward moved to Hart- ford with Thomas Hooker. He was the son of Lucy Baldwin (Beach) and Henry Hazen Hyde, a local merchant who later became a successful life insurance solicitor, executive, and broker with an extensive business in Boston, Mass. With only the meager school training afforded by the village school in Catskill, young Hyde, at the age of sixteen, sought the larger business oppor- tunities in New York City, where, in 1852, he obtained a minor clerkship with the Mutual Life Insurance Company, advanced to the position of cashier, and absorbed the insurance methods and standards common in the fifties. In 1859, on disclosing his plan to form a rival organization, he was summarily dismissed from the older company and succeeded in launching the Equitable Life Assurance Society. With youthful audacity and keen business sense he rented a room, on the second floor, above the offices of the Mutual Life Insurance Company, borrowed office furniture, erected a sign so large as to obscure that of the Mutual Life beneath it, raised the one hundred thousand dollars neces- sary capital, and began to write life insurance. Owing to his own youth he arranged that he should be called vice-president and manager while the title of president was given to William C. Alexander, a brother of James W. Alexander, pastor of the Fifth Avenue Presbyterian Church, with which Hyde had already connected himself. For forty years he devoted all his exceptional energy and business ability to the Equitable So- ciety. Before his death the company reported assets of over two hundred and fifty million dol- lars, a surplus of over sixty millions, and out- standing insurance of over a billion dollars. He not only determined all questions of policy but devoted himself to the supervision and encour- agement of the active field force, to details of ad- vertising, and to the careful management of the growing branches in the United States and abroad. In 1865 the company paid the first dividend to its policy holders but three years later announced the Tontine plan, by which it could avoid the financial drain of paying annual dividends out of a surplus small on account of the company's youth and high expense rate. When this form of insurance proved very popular the business of the company increased rapidly, and the sur- plus grew from seven millions in 1868 to ten mil- lions the next year, thirteen millions the year after, and twenty-six millions by 1874. The per- sonal profit to the founder of the company in- 45°